Hdfc - Atm Withdrawal Limit From Other Bank

: As of mid-2025, many banks have revised their post-limit fees to ₹23 plus taxes per financial transaction.

: If your own bank's daily limit is higher (e.g., ₹40,000), you may need to perform multiple transactions of ₹10,000 each at the HDFC machine to reach that total. Free Transaction Caps and Charges hdfc atm withdrawal limit from other bank

: Your overall daily withdrawal limit is still determined by your own bank and the specific type of debit card you hold (e.g., Classic, Platinum, or Signature). : As of mid-2025, many banks have revised

| | Daily Limit | Per Transaction Limit | | --- | --- | --- | | • Debit Cards | ₹25,000 - ₹1,00,000 | ₹10,000 - ₹20,000 | | • ATM Cards | ₹10,000 - ₹50,000 | ₹5,000 - ₹10,000 | | | Daily Limit | Per Transaction Limit

In the modern era of digital banking, the Automated Teller Machine (ATM) remains a critical channel for cash disbursement. While the Reserve Bank of India (RBI) has promoted interoperability to create a seamless banking network, the reality for customers is often defined by a complex web of fees and limits. For account holders of HDFC Bank, one of India’s largest private sector lenders, understanding the specific nuances of withdrawing cash from another bank’s ATM is essential for effective financial planning. Although HDFC Bank maintains a generous withdrawal limit at its own ATMs, using a "other bank" ATM introduces a stricter regime governed by a tiered structure based on transaction location (metro vs. non-metro) and a high-cost penalty for exceeding free transactions.

: 3 free transactions (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru, Hyderabad). Non-Metro Locations : 5 free transactions. Service Charges (Beyond Free Limits)