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In contrast, John's friend, Sarah, had opted for a subscription-based budgeting app. She was paying $10 per month, and was starting to feel frustrated with the ongoing costs. When she tried to cancel her subscription, she was surprised to learn that she would have to pay a hefty fee to stop the automatic renewals.

While the software itself is owned forever, prospective users must understand the reality of "sunset policies." Intuit (and later the standalone Quicken Inc.) typically discontinues online services for older versions after a set period—usually around three years. quicken deluxe 2017 software no subscription