Nequi Client _verified_ Jun 2026
| Feature | Benefit for the User | Benefit for the Merchant | | :--- | :--- | :--- | | | Instant transfers 24/7. | Immediate payment confirmation. | | Cost | Zero maintenance fees on basic accounts. | Lower commission rates on digital transactions. | | Accessibility | No minimum opening balance. | No need for expensive POS hardware (phone acts as terminal). |