“You thought you were the only one who planned things?” she smirked, taking the key card. She linked her arm through his. “Elias, I love you, but you live on the edge of technology. I’m old school. Never trust a cloud with your anniversary.”

Elias grabbed his phone and dialed Sarah.

“Deal,” he said, leaning over to kiss her as the elevator dinged for the top floor.

He hung up, feeling a swell of pride. He was a provider. He was organized. He was on top of things.

A "locked" card typically means the issuer has temporarily blocked new charges. It’s usually a security precaution, not a cancellation.