When your card is blocked due to credit policy, it means the system has flagged your profile as The lender has temporarily suspended your ability to take on new debt because their internal criteria for lending safety are no longer being met.
Imagine you are at a retail store, ready to purchase a new laptop or smartphone. You pull out your Bajaj Finserv EMI Network Card, expecting a smooth transaction, only to be met with a decline message:
Resolving this issue is rarely instant. It requires you to demonstrate financial stability. Here is the action plan: