Rohit: “They said 8.65% is their standard offer.”
If you’re considering an ICICI home loan, remember the Sharmas: a 15-minute conversation and a little homework saved them a small fortune.
As of April 2026, for applicants with a strong credit score (800+). For most borrowers, floating rates generally range between 8.50% and 10.05% p.a. , depending on employment type and loan amount. Latest ICICI Home Loan Interest Rates (April 2026)
The next day, Rohit logged into ICICI’s website and saw a note: “Existing salary account customers get 0.10% off. CIBIL > 800 gets 0.15% off.”
Standard rates apply to most borrowers and vary based on the loan slab. Salaried Customers Self-Employed Customers Up to ₹35 Lakh 8.50% – 9.40% 8.50% – 9.55% ₹35 Lakh – ₹75 Lakh 8.50% – 9.55% 8.50% – 9.70% Above ₹75 Lakh 8.50% – 9.65% 8.50% – 9.80%
Rohit: “They said 8.65% is their standard offer.”
If you’re considering an ICICI home loan, remember the Sharmas: a 15-minute conversation and a little homework saved them a small fortune. icici home interest rates
As of April 2026, for applicants with a strong credit score (800+). For most borrowers, floating rates generally range between 8.50% and 10.05% p.a. , depending on employment type and loan amount. Latest ICICI Home Loan Interest Rates (April 2026) Rohit: “They said 8
The next day, Rohit logged into ICICI’s website and saw a note: “Existing salary account customers get 0.10% off. CIBIL > 800 gets 0.15% off.” , depending on employment type and loan amount
Standard rates apply to most borrowers and vary based on the loan slab. Salaried Customers Self-Employed Customers Up to ₹35 Lakh 8.50% – 9.40% 8.50% – 9.55% ₹35 Lakh – ₹75 Lakh 8.50% – 9.55% 8.50% – 9.70% Above ₹75 Lakh 8.50% – 9.65% 8.50% – 9.80%
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