If you are looking at ICICI Home Loans, the "interesting" part is usually the (for high-net-worth individuals) and the Instant Digital Approval (for salaried employees). They strike a balance between the trust of a massive banking institution and the speed of a fintech startup.
ICICI typically offers two types of interest rate benchmarks: icici home loan
If you default on 3 consecutive EMIs, ICICI will issue a 60-day demand notice. Unlike PSU banks that wait 12-18 months, ICICI typically auctions the property within 7 months of the first default. If you are looking at ICICI Home Loans,